Author: Gurpinder Gaheer, BA Hons, MBA
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Powers of Attorney and Elder Financial Abuse: Warning Signs Families Should Never Ignore
The red flags of POA abuse — isolation, late-life documents, controlled lawyers, missing money — plus the passing-of-accounts remedy, the Public Guardian and Trustee, and why POA fights become will fights. Read more
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New CMHC MLI Select rule clarifications are blindsiding small Ontario multifamily investors who thought their affordable rental projects were safely funded for years
New CMHC MLI Select rule clarifications are blindsiding small Ontario multifamily investors who thought their affordable rental projects were safely funded for years Multifamily & Commercial Financing, Done Right. CMHC MLI Select, private & commercial mortgage financing – Ontario. CMHC’s MLI Select program was sold as a game changer for long-amortization, high-leverage financing tied to… Read more
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Ontario Insolvencies Just Hit a 17-Year High and Banks Are Quietly Pulling Back on the Builders Who Need Them Most
Ontario Insolvencies Just Hit a 17-Year High and Banks Are Quietly Pulling Back on the Builders Who Need Them Most Facing Power of Sale? You Still Have Options. Stop power of sale, foreclosure & receivership – across Ontario. Ontario recorded nearly 14,000 insolvency filings in the first quarter of 2026 alone, up 14.7% year over… Read more
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It Now Takes 5 Banks to Finance 1 Toronto Condo Project and Developers Are Running Out of Time
It Now Takes 5 Banks to Finance 1 Toronto Condo Project and Developers Are Running Out of Time Facing Power of Sale? You Still Have Options. Stop power of sale, foreclosure & receivership – across Ontario. Ontario developers cancelled 28 condo projects covering more than 7,000 units last year, insolvencies just hit a 17-year high,… Read more
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A Brand New Toronto Condo Just Got Seized by Lenders Weeks After Completion and It Signals a Bigger Storm Across Ontario
A Brand New Toronto Condo Just Got Seized by Lenders Weeks After Completion and It Signals a Bigger Storm Across Ontario Multifamily & Commercial Financing, Done Right. CMHC MLI Select, private & commercial mortgage financing – Ontario. The Manderley condo in Toronto was placed under receivership in July 2026 just weeks after construction finished, after… Read more
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Ontario Power of Sale Listings Hit a 24-Month High, Up 59%. Here Is Where Homeowner Equity Actually Disappears
Power of sale listings across Ontario just hit a 24-month high, up nearly 59%. But here is the statistic nobody is quoting: these properties list only about 1.5% below comparable homes. So the equity homeowners lose is not lost to a discount, it is lost to the cost stack and the clock. Read more
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Estate Trustee Compensation in Ontario: The Tariff, the Five-Factor Test and Court Oversight
The 2.5% tariff, the five-factor fairness test, why pre-taking fees is a breach of trust, passing of accounts, and how professional trustees and ETDLs are actually paid. Read more
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Toronto’s Commercial Rent Crisis: Rents Up 140% While Small Businesses Scramble To Decide Whether To Renew, Relocate Or Finally Buy
Toronto’s Commercial Rent Crisis: Rents Up 140% While Small Businesses Scramble To Decide Whether To Renew, Relocate Or Finally Buy In Toronto, average retail rents have surged roughly 142% since 2019, jumping from about 19 dollars to nearly 50 dollars per square foot, including an almost 70% spike in just one year. All over Canada,… Read more
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The Estate Trustee During Litigation (ETDL): Ontario’s Neutral Caretaker for Disputed Estates
How ETDL appointments work under s. 28 of the Estates Act, who can serve, the Consent to Act and fee proposal, and why the appointment threshold is lower than most families expect. Read more
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Insolvency volumes hit highest rates since 2009, Equifax warns
Insolvency volumes hit highest rates since 2009, Equifax warns I’m watching a clear warning sign in Canada’s consumer credit market: Equifax says insolvency volumes hit their highest level since 2009, with homeowners under the most strain. The pressure is showing up in higher homeowner insolvencies, more consumer proposals, and rising delinquent balances, especially in high-cost… Read more