Author: GG
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Ontario Power of Sale Listings Just Hit a 24-Month High, Up 59 Percent, and the $200 Billion Mortgage Renewal Wall Is Only Getting Started
Ontario Power of Sale Listings Just Hit a 24-Month High, Up 59 Percent, and the $200 Billion Mortgage Renewal Wall Is Only Getting Started Inherited a Property? Sell It the Right Way. Probate & estate home sales, handled start to finish. Power of sale listings across Ontario have surged nearly 59% year-over-year, hitting a 24-month… Read more
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Your Lender Only Owes You 21 Days’ Notice: How a 2026 Mortgage Renewal Letter Quietly Becomes an Ontario Power of Sale
If a federally regulated lender decides not to renew your mortgage, it owes you 21 days’ notice. That is the legal minimum, and it is not enough time to refinance a property that no longer appraises. Here is how the gap between the renewal letter and the Notice of Sale actually works in Ontario, and… Read more
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Intermeddling in an Estate: Why Acting Without Authority Makes You an ‘Executor de son tort’
Taking charge of an estate without a Certificate of Appointment carries personal liability. What counts as intermeddling, what preservation is allowed, and the remedies when someone crosses the line. Read more
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Office Vacancies Finally Dropping In 2026: Why GTA Building Owners Are Suddenly Under Pressure To Refinance, Reposition Or Sell
Office Vacancies Finally Dropping In 2026: Why GTA Building Owners Are Suddenly Under Pressure To Refinance, Reposition Or Sell New reports show Canada’s office vacancy rate dipped to about 13.6% in early 2026, the first simultaneous drop in office and industrial vacancies in more than two decades and one of the sharpest vacancy improvements since… Read more
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Reverse Mortgages After Death: The 180-Day Clock Every Canadian Estate Should Know About
CHIP and other reverse mortgages become fully due when the last borrower dies. The 180-day deadline, daily interest, payout statements, vacant-home insurance and how estates avoid power of sale. Read more
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New 2026 Mortgage Rule Quietly Lets Ontario Homeowners Switch Lenders At Renewal Without Facing The Usual Stress Test Barrier
New 2026 Mortgage Rule Quietly Lets Ontario Homeowners Switch Lenders At Renewal Without Facing The Usual Stress Test Barrier Here’s a change almost nobody outside the industry is talking about: Canada’s regulator has dropped the stress test requirement for “straight switch” renewals, so many homeowners can now move to a new lender without re‑qualifying at… Read more
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Bank Of Canada’s 2026 Rate Pause Sounds Boring But It’s Quietly Rewriting Every Commercial Mortgage Renewal For Ontario Entrepreneurs
Bank Of Canada’s 2026 Rate Pause Sounds Boring But It’s Quietly Rewriting Every Commercial Mortgage Renewal For Ontario Entrepreneurs The Bank of Canada has held its policy rate at 2.25% through late 2025 and into 2026, and major banks expect it to stay on pause for the year. That sounds calm on the news, but… Read more
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Selling an Estate Property in Ontario: Probate, Vacant-Home Risks and Closing Without Surprises
Who can sign, listing before probate, date-of-death appraisals, capital gains, the Toronto Vacant Home Tax, as-is sales and TRESA — a practical roadmap for estate trustees. Read more