Author: GG
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Reverse Mortgages After Death: The 180-Day Clock Every Canadian Estate Should Know About
CHIP and other reverse mortgages become fully due when the last borrower dies. The 180-day deadline, daily interest, payout statements, vacant-home insurance and how estates avoid power of sale. Read more
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Bank Of Canada’s 2026 Rate Pause Sounds Boring But It’s Quietly Rewriting Every Commercial Mortgage Renewal For Ontario Entrepreneurs
Bank Of Canada’s 2026 Rate Pause Sounds Boring But It’s Quietly Rewriting Every Commercial Mortgage Renewal For Ontario Entrepreneurs The Bank of Canada has held its policy rate at 2.25% through late 2025 and into 2026, and major banks expect it to stay on pause for the year. That sounds calm on the news, but… Read more
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Office Vacancies Finally Dropping In 2026: Why GTA Building Owners Are Suddenly Under Pressure To Refinance, Reposition Or Sell
Office Vacancies Finally Dropping In 2026: Why GTA Building Owners Are Suddenly Under Pressure To Refinance, Reposition Or Sell New reports show Canada’s office vacancy rate dipped to about 13.6% in early 2026, the first simultaneous drop in office and industrial vacancies in more than two decades and one of the sharpest vacancy improvements since… Read more
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Intermeddling in an Estate: Why Acting Without Authority Makes You an ‘Executor de son tort’
Taking charge of an estate without a Certificate of Appointment carries personal liability. What counts as intermeddling, what preservation is allowed, and the remedies when someone crosses the line. Read more
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How Power of Sale Works in Ontario: A Complete Guide
A plain-English guide to how power of sale works in Ontario — what triggers it, the Notice of Sale and redemption period, and how it differs from foreclosure. Read more
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Toronto’s Commercial Rent Crisis: Rents Up 140% While Small Businesses Scramble To Decide Whether To Renew, Relocate Or Finally Buy
Toronto’s Commercial Rent Crisis: Rents Up 140% While Small Businesses Scramble To Decide Whether To Renew, Relocate Or Finally Buy In Toronto, average retail rents have surged roughly 142% since 2019, jumping from about 19 dollars to nearly 50 dollars per square foot, including an almost 70% spike in just one year. All over Canada,… Read more
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How to Buy a Power of Sale Property in Ontario
Step-by-step guidance on how to buy a power of sale property in Ontario, what to watch for, and how to find opportunities before they hit the open market. Read more
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Ontario Power Of Sale Listings Just Hit A 24‑Month High: What That Means If You’re Behind On Your Mortgage In 2026
Ontario Power Of Sale Listings Just Hit A 24‑Month High: What That Means If You’re Behind On Your Mortgage In 2026 Across Ontario, publicly advertised power‑of‑sale listings have jumped to around 285 in April 2026, roughly double a year ago and the highest level in two years. Recent data shows power‑of‑sale inventory across the province… Read more
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How to Stop a Power of Sale on Your Home in Ontario
Behind on your mortgage in Ontario? Learn how to stop a power of sale, protect your home equity, and the financing options available before the lender sells. Read more
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Power of Sale vs Foreclosure in Ontario: What’s the Difference?
Power of sale and foreclosure are not the same thing in Ontario. Learn the key differences, which one lenders use, and what each means for your equity. Read more