Tag: MortgageStressTest
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New 2026 Mortgage Rule Quietly Lets Ontario Homeowners Switch Lenders At Renewal Without Facing The Usual Stress Test Barrier
New 2026 Mortgage Rule Quietly Lets Ontario Homeowners Switch Lenders At Renewal Without Facing The Usual Stress Test Barrier Here’s a change almost nobody outside the industry is talking about: Canada’s regulator has dropped the stress test requirement for “straight switch” renewals, so many homeowners can now move to a new lender without re‑qualifying at… Read more
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Hidden 2026 Rule Changes And Rebates That Could Save Ontario Homebuyers Tens Of Thousands On Their Next Mortgage
Hidden 2026 Rule Changes And Rebates That Could Save Ontario Homebuyers Tens Of Thousands On Their Next Mortgage Most people I talk to have no idea that many borrowers can now switch lenders at renewal without redoing the federal mortgage stress test, as long as the loan amount and amortization stay the same. On top… Read more