Category: Guides
Practical, evergreen guides to Ontario commercial real estate and financing — power of sale, receivership, probate, CMHC MLI Select, commercial mortgages, private lending and construction financing — from dual-licensed broker Gurpinder Gaheer.
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How to Qualify for CMHC Multi-Family Financing in Ontario
How to qualify for CMHC multi-family financing in Ontario — eligibility basics, MLI Select points, and how to structure a strong application. Read more
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CMHC MLI Select vs Conventional Multi-Family Financing
CMHC MLI Select vs conventional multi-family financing — leverage, rates, amortization and cost, and which is right for your apartment deal. Read more
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How CMHC Financing Improves Apartment Building Cash Flow
How CMHC financing improves apartment building cash flow — the way higher leverage, longer amortization and lower rates boost returns. Read more
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How Construction Financing Works in Ontario
How construction financing works in Ontario — draws, loan-to-cost, interest reserves and what lenders require for ground-up projects. Read more
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Construction Loan Draw Schedules Explained
Construction loan draw schedules explained — how draws work, the inspection process, and how to keep a project funded on time. Read more
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How to Finance a Condo or Subdivision Development in Ontario
How to finance a condo or subdivision development in Ontario — land, construction and the capital stack for residential development projects. Read more
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What Is Asset-Based Lending and How Does It Work?
What is asset-based lending and how does it work? A guide to ABL in Ontario — borrowing against receivables, inventory, equipment and real estate. Read more
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Asset-Based Lending vs Traditional Business Loans
Asset-based lending vs traditional business loans — how they differ on flexibility, capacity and cost, and which fits your business. Read more
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How to Buy Commercial Real Estate in Ontario: A Step-by-Step Guide
How to buy commercial real estate in Ontario — a step-by-step guide covering strategy, financing, due diligence and closing. Read more
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Multi-Family vs Industrial vs Retail: Which Should You Invest In?
Multi-family vs industrial vs retail — comparing Ontario commercial property types on income, risk, financing and what suits different investors. Read more
