Tag: #MortgageRenewal
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Canada Just Auctioned Bonds at the Highest Yield in 19 Years, and Your Commercial Mortgage Renewal Is About to Feel It
Canada Just Auctioned Bonds at the Highest Yield in 19 Years, and Your Commercial Mortgage Renewal Is About to Feel It Facing Power of Sale? You Still Have Options. Stop power of sale, foreclosure & receivership – across Ontario. Canada's long-term bond yields just hit levels we have not seen in 19 years, and two… Read more
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The Bank of Canada Just Froze Rates Again. If Your Commercial Mortgage Renews in 2026, Waiting Is Costing You Money.
The Bank of Canada Just Froze Rates Again. If Your Commercial Mortgage Renews in 2026, Waiting Is Costing You Money. Facing Power of Sale? You Still Have Options. Stop power of sale, foreclosure & receivership – across Ontario. The Bank of Canada held its rate at 2.25% for the seventh consecutive time on September 2,… Read more
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Your Mortgage Renewal Letter Is Coming and It Could Cost You $550 More Every Month. Here Is What Ontario Homeowners Need to Know.
Your Mortgage Renewal Letter Is Coming and It Could Cost You $550 More Every Month. Here Is What Ontario Homeowners Need to Know. Facing Power of Sale? You Still Have Options. Stop power of sale, foreclosure & receivership – across Ontario. Nearly 60% of Canadian mortgages are renewing by the end of 2026, and Ontario… Read more
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New 2026 Mortgage Rule Quietly Lets Ontario Homeowners Switch Lenders At Renewal Without Facing The Usual Stress Test Barrier
New 2026 Mortgage Rule Quietly Lets Ontario Homeowners Switch Lenders At Renewal Without Facing The Usual Stress Test Barrier Here’s a change almost nobody outside the industry is talking about: Canada’s regulator has dropped the stress test requirement for “straight switch” renewals, so many homeowners can now move to a new lender without re‑qualifying at… Read more
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Between 2.1 and 2.4 million Canadian households are renewing in 2025–2026, representing about 60% of all mortgages, with many seeing 6–20% payment increases and some up to 40%.
Between 2.1 and 2.4 million Canadian households are renewing in 2025–2026, representing about 60% of all mortgages, with many seeing 6–20% payment increases and some up to 40%. A fixed-rate borrower who locked at around 1.4% in 2020 and renews near 3.9–4.0% today can see annual payments rise by nearly $7,000, which is a serious… Read more
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Your Mortgage Renews in 2026? Why Many Ontario Homeowners Face 15–20% Higher Payments And How I Can Help You Fight Back
Your Mortgage Renews in 2026? Why Many Ontario Homeowners Face 15–20% Higher Payments And How I Can Help You Fight Back If your mortgage renews in 2026, you could be looking at monthly payments that are 15–20% higher than what you locked in during the low-rate years. Across Canada, millions of borrowers are rolling off… Read more
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Your 2026 Mortgage Renewal Could Destroy Your Cash Flow
Across Canada, headlines say interest rates are “holding,” but renewal and qualification stress is still brutal: discounted fixed and variable mortgage rates remain in the mid-3% to mid-4% range, and borrowers rolling off ultra-low pandemic rates are getting payment shocks. Forecasts now suggest the Bank of Canada may sit at current levels for much of… Read more