Tag: #MortgageRenewal
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Ontario’s 59% Surge in Power of Sale Listings and the Mortgage “Renewal Wall” Putting Ontario Families and Condo Investors Under Extreme Pressure in 2026
Ontario’s 59% Surge in Power of Sale Listings and the Mortgage “Renewal Wall” Putting Ontario Families and Condo Investors Under Extreme Pressure in 2026 Across Ontario, power-of-sale listings have jumped roughly 59% year-over-year as distressed inventory surges and the market recalibrates in buyers’ favour. A huge “renewal wall” of over $200 billion in mortgages, many Read more
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Between 2.1 and 2.4 million Canadian households are renewing in 2025–2026, representing about 60% of all mortgages, with many seeing 6–20% payment increases and some up to 40%.
Between 2.1 and 2.4 million Canadian households are renewing in 2025–2026, representing about 60% of all mortgages, with many seeing 6–20% payment increases and some up to 40%. A fixed-rate borrower who locked at around 1.4% in 2020 and renews near 3.9–4.0% today can see annual payments rise by nearly $7,000, which is a serious Read more
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Your Mortgage Renews in 2026? Why Many Ontario Homeowners Face 15–20% Higher Payments And How I Can Help You Fight Back
Your Mortgage Renews in 2026? Why Many Ontario Homeowners Face 15–20% Higher Payments And How I Can Help You Fight Back If your mortgage renews in 2026, you could be looking at monthly payments that are 15–20% higher than what you locked in during the low-rate years. Across Canada, millions of borrowers are rolling off Read more
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Your 2026 Mortgage Renewal Could Destroy Your Cash Flow
Across Canada, headlines say interest rates are “holding,” but renewal and qualification stress is still brutal: discounted fixed and variable mortgage rates remain in the mid-3% to mid-4% range, and borrowers rolling off ultra-low pandemic rates are getting payment shocks. Forecasts now suggest the Bank of Canada may sit at current levels for much of Read more
