Tag: #HousePoor
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Your 2026 Mortgage Renewal Could Destroy Your Cash Flow
Across Canada, headlines say interest rates are “holding,” but renewal and qualification stress is still brutal: discounted fixed and variable mortgage rates remain in the mid-3% to mid-4% range, and borrowers rolling off ultra-low pandemic rates are getting payment shocks. Forecasts now suggest the Bank of Canada may sit at current levels for much of Read more
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Ontario Housing Crash Won’t Save You
Everyone’s cheering for a “big crash” in Ontario, but the data says something harsher: prices are slipping while affordability is still brutally tight. Inventory is climbing and condos are correcting, yet buyers and 2021–2022 owners are both losing money through hesitation, bad financing, or panic moves. As a licensed Ontario Real Estate Broker and Mortgage Read more