Tag: BankOfCanada
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Bank Of Canada’s 2026 Rate Pause Sounds Boring But It’s Quietly Rewriting Every Commercial Mortgage Renewal For Ontario Entrepreneurs
Bank Of Canada’s 2026 Rate Pause Sounds Boring But It’s Quietly Rewriting Every Commercial Mortgage Renewal For Ontario Entrepreneurs The Bank of Canada has held its policy rate at 2.25% through late 2025 and into 2026, and major banks expect it to stay on pause for the year. That sounds calm on the news, but… Read more
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Between 2.1 and 2.4 million Canadian households are renewing in 2025–2026, representing about 60% of all mortgages, with many seeing 6–20% payment increases and some up to 40%.
Between 2.1 and 2.4 million Canadian households are renewing in 2025–2026, representing about 60% of all mortgages, with many seeing 6–20% payment increases and some up to 40%. A fixed-rate borrower who locked at around 1.4% in 2020 and renews near 3.9–4.0% today can see annual payments rise by nearly $7,000, which is a serious… Read more
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Lenders Say They Are “Open For Business” In 2026 – So Why Are So Many Ontario Deals Still Getting Declined?
Lenders Say They Are “Open For Business” In 2026 – So Why Are So Many Ontario Deals Still Getting Declined? CBRE’s 2026 Canadian Real Estate Lenders’ Report shows debt markets are becoming more active again as lenders look to deploy additional capital, after many hit or exceeded their lending targets in 2025. At the same… Read more