Category: Market Pulse
Ongoing analysis of Ontario and GTA real estate and lending trends — prices, rents, mortgage rules, and commercial activity — explained by dual-licensed real estate and mortgage broker Gurpinder Gaheer.
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New 2026 Lending Rules And AI Underwriting Are Quietly Killing Ontario Real Estate And Small Business Deals Before You Even Sit With A Banker
New 2026 Lending Rules And AI Underwriting Are Quietly Killing Ontario Real Estate And Small Business Deals Before You Even Sit With A Banker There is growing anger online about OSFI’s 2026 lending rule changes, with some Canadian investors saying the rules have “crushed the dreams” of building a real estate portfolio. At the same… Read more
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Ontario’s Hidden Power‑Of‑Sale Wave: Why Listings Are Quietly Surging And Families Are Losing Homes After Just A Few Missed Payments
Ontario’s Hidden Power‑Of‑Sale Wave: Why Listings Are Quietly Surging And Families Are Losing Homes After Just A Few Missed Payments Across Ontario, power‑of‑sale listings have surged to multi‑year highs, with recent reports showing hundreds of homes being forced onto the market after missed payments and months of behind‑the‑scenes struggle. New data shows mortgage delinquencies have… Read more
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Developers In Distress: Ontario Commercial Real Estate Projects Sliding Into Receivership And Fire-Sale Pricing In 2026
Developers In Distress: Ontario Commercial Real Estate Projects Sliding Into Receivership And Fire-Sale Pricing In 2026 Across Ontario, more commercial and development projects are sliding into receivership and other court-supervised distressed processes as high interest rates, construction cost overruns, and softer leasing demand collide. Canada saw more than 252 distressed development sales in 2025 alone,… Read more
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Ontario Commercial Real Estate Is “Resetting” As Capital Only Chases Top‑Tier Assets And Leaves Everyone Else Struggling
Ontario Commercial Real Estate Is “Resetting” As Capital Only Chases Top‑Tier Assets And Leaves Everyone Else Struggling Recent reports show Canada’s commercial real estate market moving into a “reset” phase where disciplined capital is flowing back, but mainly into prime, income‑producing assets, while development activity slows because higher borrowing costs and construction challenges crush feasibility.… Read more
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What I’m Seeing Behind Ontario’s 59% Surge In Power Of Sale Listings And Why More Families Are Quietly Losing Their Homes
What I’m Seeing Behind Ontario’s 59% Surge In Power Of Sale Listings And Why More Families Are Quietly Losing Their Homes Across Ontario, power‑of‑sale listings have spiked, with GTA data showing about a 59 percent year‑over‑year jump and Reddit stats flagging 285 power‑of‑sale listings in April 2026, the highest level in two years. News outlets… Read more
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Ontario’s 2026 Budget Slashes Small Business Taxes And Supercharges Housing Incentives – But Most Entrepreneurs Will Miss The Real Estate Financing Opportunity
Ontario’s 2026 Budget Slashes Small Business Taxes And Supercharges Housing Incentives – But Most Entrepreneurs Will Miss The Real Estate Financing Opportunity Ontario’s 2026 Budget cuts the small business corporate tax rate from 3.2% to 2.2%, delivering more than 30% tax relief to over 350,000 businesses starting July 1. At the same time, the province… Read more
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What I’m Seeing Behind Ontario’s 59 Percent Surge In Power Of Sale Listings And Why More Families Are Quietly Losing Their Homes
What I’m Seeing Behind Ontario’s 59 Percent Surge In Power Of Sale Listings And Why More Families Are Quietly Losing Their Homes Across Ontario, power‑of‑sale listings have spiked, with GTA data showing about a 59 percent year‑over‑year jump and Reddit stats flagging 285 power‑of‑sale listings in April 2026, the highest level in two years. News… Read more
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Ontario Landlords: Non-Payment Eviction Notice Drops to 7 Days in July 2026
Ontario Landlords: Non-Payment Eviction Notice Drops to 7 Days in July 2026 Ontario is set to shorten the non-payment eviction timeline from 14 days to 7 days under the Residential Tenancies Act changes tied to Bill 60. That means landlords may be able to move faster when rent is unpaid, but only once the change… Read more
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Greater Toronto home sales rise 7% in April as lower prices jolt spring market
Greater Toronto home sales rise 7% in April as lower prices jolt spring market I’m watching the GTA housing market turn more active in April, with sales up 7 per cent year over year. Lower prices and borrowing costs are pulling more buyers into the market, even as the average selling price continues to decline.… Read more
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New Rules for Personal Use Evictions in Ontario in 2026: Stop Compensating Tenants with 1 month rent or provide an alternative rental unit.
New Rules for Personal Use Evictions in Ontario in 2026: Stop Compensating Tenants with 1 month rent or provide an alternative rental unit. Starting September 21, 2026, Ontario landlords gain a strategic advantage when ending a tenancy for personal use. By providing at least 120 days of notice—up from the current 60—you will no longer… Read more