Category: Market Pulse
Ongoing analysis of Ontario and GTA real estate and lending trends — prices, rents, mortgage rules, and commercial activity — explained by dual-licensed real estate and mortgage broker Gurpinder Gaheer.
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It Now Takes 5 Banks to Finance 1 Toronto Condo Project and Developers Are Running Out of Time
It Now Takes 5 Banks to Finance 1 Toronto Condo Project and Developers Are Running Out of Time Facing Power of Sale? You Still Have Options. Stop power of sale, foreclosure & receivership – across Ontario. Ontario developers cancelled 28 condo projects covering more than 7,000 units last year, insolvencies just hit a 17-year high,… Read more
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Ontario Power of Sale Listings Hit a 24-Month High, Up 59%. Here Is Where Homeowner Equity Actually Disappears
Power of sale listings across Ontario just hit a 24-month high, up nearly 59%. But here is the statistic nobody is quoting: these properties list only about 1.5% below comparable homes. So the equity homeowners lose is not lost to a discount, it is lost to the cost stack and the clock. Read more
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Toronto’s Commercial Rent Crisis: Rents Up 140% While Small Businesses Scramble To Decide Whether To Renew, Relocate Or Finally Buy
Toronto’s Commercial Rent Crisis: Rents Up 140% While Small Businesses Scramble To Decide Whether To Renew, Relocate Or Finally Buy In Toronto, average retail rents have surged roughly 142% since 2019, jumping from about 19 dollars to nearly 50 dollars per square foot, including an almost 70% spike in just one year. All over Canada,… Read more
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Ontario Power Of Sale Listings Just Hit A 24‑Month High: What That Means If You’re Behind On Your Mortgage In 2026
Ontario Power Of Sale Listings Just Hit A 24‑Month High: What That Means If You’re Behind On Your Mortgage In 2026 Across Ontario, publicly advertised power‑of‑sale listings have jumped to around 285 in April 2026, roughly double a year ago and the highest level in two years. Recent data shows power‑of‑sale inventory across the province… Read more
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Insolvency volumes hit highest rates since 2009, Equifax warns
Insolvency volumes hit highest rates since 2009, Equifax warns I’m watching a clear warning sign in Canada’s consumer credit market: Equifax says insolvency volumes hit their highest level since 2009, with homeowners under the most strain. The pressure is showing up in higher homeowner insolvencies, more consumer proposals, and rising delinquent balances, especially in high-cost… Read more
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New 2026 Lending Rules And AI Underwriting Are Quietly Killing Ontario Real Estate And Small Business Deals Before You Even Sit With A Banker
New 2026 Lending Rules And AI Underwriting Are Quietly Killing Ontario Real Estate And Small Business Deals Before You Even Sit With A Banker There is growing anger online about OSFI’s 2026 lending rule changes, with some Canadian investors saying the rules have “crushed the dreams” of building a real estate portfolio. At the same… Read more
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Ontario’s Hidden Power‑Of‑Sale Wave: Why Listings Are Quietly Surging And Families Are Losing Homes After Just A Few Missed Payments
Ontario’s Hidden Power‑Of‑Sale Wave: Why Listings Are Quietly Surging And Families Are Losing Homes After Just A Few Missed Payments Across Ontario, power‑of‑sale listings have surged to multi‑year highs, with recent reports showing hundreds of homes being forced onto the market after missed payments and months of behind‑the‑scenes struggle. New data shows mortgage delinquencies have… Read more
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Developers In Distress: Ontario Commercial Real Estate Projects Sliding Into Receivership And Fire-Sale Pricing In 2026
Developers In Distress: Ontario Commercial Real Estate Projects Sliding Into Receivership And Fire-Sale Pricing In 2026 Across Ontario, more commercial and development projects are sliding into receivership and other court-supervised distressed processes as high interest rates, construction cost overruns, and softer leasing demand collide. Canada saw more than 252 distressed development sales in 2025 alone,… Read more
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Ontario Commercial Real Estate Is “Resetting” As Capital Only Chases Top‑Tier Assets And Leaves Everyone Else Struggling
Ontario Commercial Real Estate Is “Resetting” As Capital Only Chases Top‑Tier Assets And Leaves Everyone Else Struggling Recent reports show Canada’s commercial real estate market moving into a “reset” phase where disciplined capital is flowing back, but mainly into prime, income‑producing assets, while development activity slows because higher borrowing costs and construction challenges crush feasibility.… Read more
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What I’m Seeing Behind Ontario’s 59% Surge In Power Of Sale Listings And Why More Families Are Quietly Losing Their Homes
What I’m Seeing Behind Ontario’s 59% Surge In Power Of Sale Listings And Why More Families Are Quietly Losing Their Homes Across Ontario, power‑of‑sale listings have spiked, with GTA data showing about a 59 percent year‑over‑year jump and Reddit stats flagging 285 power‑of‑sale listings in April 2026, the highest level in two years. News outlets… Read more